The fundamental question as I have understood it for the majority of this thread is whether or not a supernatural aspect necessitates the loss of the Pure Mortal bonus, in its own right or by necessitating a power which then triggers the loss of the bonus.
Seems like a reasonable encapsulation of the question.
Allow me re-pose the question in the following way to the court (that is, anyone who'd like to respond, not just Tedronai), as it were:
Let's say a player is making a character with the "Pure Mortal" template -- which technically has no requirements or restrictions on High Concept. So he chooses as his High Concept
Full White Court Vampire Dance Club Owner. He takes several stunts but no powers, and claims the +2 refresh Pure Mortal bonus. Which of the following best describes how your table would deal with this:
1) The character counts as a true WCV, albeit without the usual powers. He can invoke (and be compelled by) his HC in all of the same situations as a normal WCV. He
doesn't get the Pure Mortal bonus
"because he isn't technically a Pure Mortal".
2) The character counts as a true WCV, albeit without the usual powers. He can invoke (and be compelled by) his HC in all of the same situations as a normal WCV. He
does get the Pure Mortal bonus
"because he has no actual powers" (but would lose it if he ever chose to take any WCV powers, which would also shift him into the WC Virgin or WCV template, assuming you track such things).
3) The player would be asked to rephrase his HC,
"because as a Pure Mortal, he can't be a supernatural creature". One option might be to change it to
"Full White Court Vampire" Dance Club Owner, in which case the character counts as a delusional crackpot who
thinks he is a WCV (and perhaps other people think he is, as well), but ultimately is not (since he is a Pure Human, after all). His HC can be invoked for things involving Dance Club Owner skills (and possibly some knowledge of WCV) and can be compelled in situations where his delusions cause him trouble.
4) Something
totally different (in which case feel free to elaborate)!
So those correspond to the basic camps (at least as I see them), as applied to a somewhat less borderline case than the previous examples. Feel free to take your pick and discuss!