Sounds like a fun encounter, as long as your players can handle it.
Anyway, I'm starting to realize why you need to care about rules like this. Most people will probably never encounter such an issue.
Thanks
Yeah. I know that most "urban fantasy" takes place in more confined quarters. In that style of game, the RAW are completely sufficient.
However, my game is set in Austin, which has a lot of flat land and a lot of open spaces buffered by easy concealment.
Not only that, it makes sense to me that any gunhand with any exposure to the supernatural would go the Kinkaid route of long distance shots.
If something has a weapon: 6 from claws and strength, it would be insane to let it get close enough to hit you!
Since my PCs are all submerged at the moment and can legitimately tear through most things if they act in concert, I think small harassing combat, or hit and run tactics will keep them on their toes so they won't get complacent.