umm though I'd forgotten my password and thus, I clicked the link to reset my password.  Checked my mail logs and found this error:

Sep 16 20:41:53 nixil sm-mta[28628]: n8H2fpr1028628: ruleset=check_rcpt, arg1=<my@address>, relay=[67.213.214.188], reject=553 5.1.8 <my@address>... Domain of sender address nobody@vps.jimbutcheronline
.com does not exist

Luckily after trying a couple of my standard web passwords, I found the one I used.. (ie why I can post this message)
But it does seem that someone didn't configure something right with the SMF software or possibly the mail server.

If the value in Settings.php looks like ->   $webmaster_email = 'nobody@vps.jimbutcheronline.com';
Then this needs to be changed to likely just -> $webmaster_email = 'nobody@jimbutcheronline.com';
but it all depends on the mail server setup.

oh and yes my mail server is very picky but this is just a flat out misconfiguration on this end.

-Phil.