A one refresh power for a straight +2 is significantly more powerful than the book standard.
Any Mortal stunt that is a straight modifier is a +2 modifier on a single trapping. That's what I was going on, but after your statement I rethought it and I agree. Applying +2 to every spell she casts is much more powerful than a single trapping. Maybe a 1 refresh for +1 power to all rote spells would work? It has the +1 discipline baked in because it only applies to rote spells, but is limited to the 3-4 spells she has as rote spells.
I think she might also go for this:
"For that matter you could simply use a single element and black hole the extra specialization points by charging "existing level +1" to increase. Instead of spending as separately assigned +1, +2, and +3 you'd simply pay for each."
She's pretty set on being a 'Lightning "focused' practitioner". I even suggested she could go "air" or "earth" as per the books suggestions, but her response was, "Whatever, I'm only going to cast lightning spells, so it doesn't matter." So while ball lightning sounds awesome, I don't think she'll go for having a sponsor.
BUT I will mention the "choose" to focus aspect for free compel points to her. That's another good idea she might go for.
This:
See, the only time you'll run into problems is if someone starts trying to hunt high numbers to the exclusion of all else - and that's really a meta-game problem
is what I'm trying to avoid. Other than that I'm trying to let her do what she wants, and let her put refresh in other areas.