I'm really not sure where you're getting this idea from. A scene aspect describes the area, not the people.

If I'm playing a middle-aged, middle class white guy and he ends up in South Central LA, then the scene aspect of "Gang Warfare" doesn't really describe him, does it?

If I'm playing a wizard, and the scene aspect is, "The building is on fire!" I rather hope it doesn't describe my wizard.

If I'm playing a pure mortal who's stumbled into Maeve's boudoir, the scene aspect of, "Faerie Games Are Deadly (if kinky!)" doesn't describe the pure mortal.
Doesn't the book suggest that NPCs and antagonists with fate point pools be something of a rarity, rather than the norm?

Hey, BumblingBear! Long time no see!

I think this question's probably come up before and its one of the few things that irks me about DFRP and fate in general.
Recourses is a skill.

If my character's dead poor he'll stay that way, even if the adventure means we find several suitcases full of money, unless I spend several sessions slowly increasing my recourses skill (and maintain my skill pyramid while I do so) my character will continue being poor.
He could wallpaper his (tiny) appartment with 100 dollar bills but still not have a penny to his name.

The same goes for gear and goodies (Focii, enchanted items etc) You've got a certain amount, and its more or less fixed.

I want to loot the bodies! I wanna run my hands through grubby piles of cash! How can DFRP/FATE handle this?

I'm wondering what possessed the GM to sick a flying adversary against a character with no means to fight back. I'd need some context on that one. Maybe he shouldn't be GM any more.

Now, give the flyboy an aspect about Arrogance that the PC can invoke to get him to come within striking distance and we be alright.

I've gone and removed my own posts on this subject matter and, seeing as I am somewhat the instigator of this whole mess, I apologize for spouting my views here, in this inappropriate place.

To make up for it, I can tell you what I know about Dutch laws

If you join a gun club, you can legally purchase weapons after being a member for 1 year, this includes rifles. Of course, there is a background check and such.

A friend of mine works for the Koninklijke Marechausee, sort of the Military Police, and while he is allowed to bring his sidearm home with him, he is never equiped with more than 9 (nine!) bullets at any time, unless the brass sees reason for it.

If there ever was an organization that does little else but make me laugh or groan at its stupidity, it is the NRA. Mind you, I'm Dutch and so the entire debate about weapons seems silly to me. But, let's give the government some leeway, they're only just beginning to allow views that contradict the Bible in schools... The Constitution is way newer, so we'll give them some time to catch up to the fact that some things are written in the spirit of that time :p