Hello again

So say, if at the end of an adventure, if Joe has obtained "Thor's Crowbar", he has to decide if he wants to spend "XP points" to acquire it and put it on his sheet (and thus use it regularly), or simply set it aside?

I'm familiar with the Hero system, and it could work for the setting quite well.  However, I shudder at the amount of work involved... I would play in it, but I would never ever run one.

As a game-master, I'm very fond of the Warhammer FRGP system (2nd ed).  I'm sure I could make it work...  

"I want to be a were-boar!"
"too bad, you're a peasant."

Hello

(I'm new here, hi everyone)

Now let's get down to business!

I will admit I'm not very familiar with the system, as I only recently learned there was going to be a Harry Dresden RPG.  So hopefully my question is not too silly.  So, moving on:

How does the system deal with items acquired from other people?  Or alternatively, items your PC loses?  Let's say my character, Joe the thuggish Werewolf, bonks on the head Bob the OCD Alchemist, (an NPC) and I grab his set of potions - which are conveniently labeled.  What happens?

When I'm looking at Harry's sheet, I'm getting the impression that he "paid" for those items during character creation (or by gaining "experience points").  Can Joe use the potions even though he hasn't "paid" for them?  If someone snap's Harry's Rod of Blasting in half, can he make a new one right away, or has he lost the "invested cost"?

cheers,