Also, something I haven't seen mentioned anywhere in the rulebooks: It does not take any magical talent to make a magic circle if you're willing to prick your finger. In Dead Beat:
Butters makes a circle by himself using chalk (and a drop of his own blood to seal it).
Also In Blood Rights:
Kincaid creates a circle to ensure Dresden doesn't use magic on him. And While Kincaid isn't human, its been made pretty clear that he doesn't have any magical ability to speak of.
In my games, I just rule that circles fall under the minor rituals trapping for lore. Anyone can do it if they know how.