I made a few other adjustments. Despite my dislike of dependence on magical items, I realized I might as well fill the free focus item slots (but nothing more, I'm not going to invest refresh in item slots). According to character concept and my playstyle preferences any magical items of his are supposed to be few in number, easy to conceal, and hard to lose. I also decided to make an exception at the highest power-level build, raise Refresh threshold a bit, and give him an Item of Power just to round up his Supernatural physical abilities. Of course, this is supposed to be temporary, a training device until he can internalize these powers thanks to his changeling concept.
The pyramid system forced me to invest points in a few skills with limited value for the concept, but on second thoughts I realized among them the character perhaps has just a bit more use for Weapons than Scholarship, so I reshuffled points accordingly. The character is heavily focused on magical abilties, martial arts, and mystical expertise, and has a mandatory low-tech lifestyle, so he probably has limited use for extensive mundane knowledge, with the possible exception of administering first aid. But the latter would require the Doctor stunt to be truly useful, and the character needs all the refresh he can afford for supernatural powers. Besides, one version of the character can easily and quickly do healing magic by means of sponsored magic, and the other is supposed to be mystically focused on destructive abilities.
I also realized the character might not have that much use for high Resources, due to his mandatory low-tech lifestyle, but I do not have a better use for those points. Almost all the mundane equipment he's able to use is freely available at Average expenses or lower. Being lecherous and focused on his magical and martial skills, I assume he probably spends most of his extra cash offstage on dating, martial-arts training, occult research and rituals, and traveling (assuming he doesn't use the Nevernever, which he probably does to some extent, given his high Lore and ties to Faerie and other Powers). I suppose he might invest his money into a decent Arcane Sanctum and/or Arcane Library, but given his independent mindset and trouble with tech, he's likely committed to a semi-nomadic lifestyle, living in hotels and rented apartments, if not on the road. Given his very high Lore, he probably carries the vast majority of his occult expertise in his head and his ritual tools in a backpack.