I've seen some people say that casting a major spell on a willing target (Like transforming yourself) has a starting complexity of the target's (usually physical) stress track +1, and others (like that rick Neal guy) do the opposite, discounting the stress track, and making the starting complexity the sum total of the target's relevant consequences +1. Is there a source of any kind that suggests which is correct one way or another?
I've seen one statement that because the player has the option not to take consequences when facing stress, so a willing target would be taken out with a complexity of Stress track +1. But it's not official, it just seems to make sense. How much credence should I give to Rick Neal's blog on this and other topics? (I notice that not only is he listed as a "Bleeder" in the book, it references him as "See: AWESOME!" in the Index)
And yes, I know ultimately it's the Players' & GM's choice.