Yes, but the 'maximum refund' you can get from a catch is always the total of your toughness powers minus one.
Can you tell me where your getting that from?.. and whoops, your mention of athletics made me realize I left it out entirely
I went with the ()'s to denote the skill shuffle that goes with the change because it seemed like a cleaner display and was kind of just a condensed version of how Billy & Georgia were listed in OW. There is a little bit of reason behind the madness, the skill shuffle can not raise a knowledge or social skill on the "beast" side of the shuffle but I wanted the wolf side to be able to do some noncombat social type stuff like pose as a service animal and similar for investigating and such where it will probably involve using a tag like walked in with shiftchange crowd by an old lady and such. Service dogs with the vest are like Janitors with a trashcan/mop effectively invisible until they do something strange. Plus, the social prospects for a wolf are fairly limited without speech and talking to the average canine/lupine type critter (through echoes of the beast)isn't exactly going to be talking with him
like in changes. dogs might be pretty smart sometimes but they aren't exactly villians, and any doglike villian is probably going o be more of a loup garou or hexenwolf type variety you prpbably don't much want to talk to any more than that crazy violent pcp user charging you.
skills: whoops... looks like I left out burglary when I changed the format and added some other stufff in its place, fixed below
Human Form:
4: Burglary, Scholarship
3: Athletics, Deceit, Endurance, Presence, resources
2: Alertness, Discipline, Investigation, Might
1: Conviction, Empathy, Performance, Presence, Rapport, discipline, guns
Wolf Form
4: Fists
3: Athletics, Endurance, Burglary, stealth
2 Alertness, Discipline, Might, Presence, Survival
1: Conviction, Empathy, Performance, Presence, Rapport, Investigation