I wish it 9F here... With the windchill it's -15.
Well, -26C which works out to about -15F... And I was okay without gloves on for a while before I felt the cold sinking in and my hands began to get that numbing sensation that Southerners are mercifully ignorant off... And the sting when they warmed up - it's a sting, but it's nothing that would require a dice roll...
But back to the topic at hand, I can't help but agreeing that lack of clothes is one of those things that weres have to put up.
If we can have magic pants for shapeshifter then why not magic sunblock for Red Court Vampires or magic garlic blockers for Black Court Vampires or spells to repel Iron for the fae...
That last one would be tricky to do with Fae magic, but there's no reason to think that a mortal wizard couldn't make something like that - only gamewise it's bad for inherent weaknesses to be worked around. You take the good, you take the bad, and there you have your supernatural package. Having only the good stuff doesn't make the character half as enjoyable as having the mixed bag of tricks.
Nor does having a workaround for a hard limitation like that fit with the setting. If mortal mages could cast "protection from Iron" on Fae then a certain Summer Lady would have had her pet mage cast it on her and Toot-toot would have never completed his charge.
And with weres in the books, how many times has Harry mentioned being uncomfortable around all the naked flesh when the Alphas are doing their switch? If magic clothes were easy to make he would lend them his aid. Seriously, if it was easy to magic up clothing that could handle the change then Billy would at least have a magic speedo and Georgia would have something beach legal to wear.
The only time it would make sense for the weres to have shifting proof clothes is if there were kids playing the game (one person mentioned that he tried to run a game for his preteen children). In cases like that I can see a magic swimsuit that changes with the were, but that's more modifying the game to acceptable to youngsters than something that should be part of the DV.
Richard