Sorry for not getting back on this one but yes you will have a certain amount of basic gear relevant to your profession, concept and resource level. i.e.
Yes the FBI Agent would have his issued side-arm as well as an off-duty weapon and possibly a personal shotgun, but unless he is part of an FBI Tactical Unit he's not likely to have an SMG or autofire weapon of any kind though given his departments particular needs he may be able to requisition special gear on an as-needed basis.
The Ex-soldier warrior of Pele will likely have a slightly larger range of personal gear and weapons but may lose them and have to take some time to replace any lost gear.
Photographer can have a small pistol or more likely a Taser, several cameras and related gear, small photo-lab.
Loremaster likely has a sword-cane if he has the Weapon skill.
The Shyster will likely have at least one large-caliber weapon and ready access to more.
The Redneck...well he likely has an arsenal...
The Driver will likely have a Sidearm and possibly a small SMG with appropriate licenses.
Crazy Pirate guy...probably has a cutlass and a brace of black-powder pistols...
For other Resources here is a rough guesstimate of valuables.
Resources (0); You have no real income, likely live on the street or in a shelter or on someone's couch. No Computer, maybe 1 change of clothes, bare minimum of food no transportation other than Mk.1 Personal Mobility Units...(feet). Give blood or plasma for extra cash.
Resources (+1); Would you like fries with that? Live in a tiny, rundown apartment in a bad section of town or room with others in a slightly better section of town, older laptop, decent food, a week's change of clothes a Bicycle or old run-down scooter. Basic Cell Phone.
Resources (+2); Welcome to the Machine! Have a decent sized apartment or very small (rented) house with or without roomies in a decent section of town. Good-quality computer (Desktop or laptop), many low-priced entertainment options, small car or nice motorcycle, good cellphone, eat out several times a week anywhere or one really nice place, several weeks worth of clothes.
Resources (+3); You are being assimilated. You own a small house to yourself or rent a larger place or condo either in a nice part of town, very good-quality computer, entertainment center, Smartphone, good selection of brand-name clothing, eat out when you like, drive a decent car (low-middle end BMW, Audi) or a slightly modified bike or street-racer. You can afford to have a maid come around twice a week.
Resources (+4); Like a Boss! You own a really nice and good-sized house (beachfront if desired) or a super-luxury condo, you your own servers, big plasma screen and home-theater system, you don't have to wear the same clothes twice unless it looks really good on you, you have your own cook/maid/butler-type, high-end Smartphone with Bling if desired, small but expensive house pet, mutliple middle-high end luxury or sports car.
Resources (+5); You don't have to ask the price, you CAN afford it....McMansion of your own design, all the food, wine and women/men you could desire, own multiple super-cars and ultra-luxury vehicles including personal jet, yacht etc...really don't need to go any further do I?