By default, and Word of Jim, only mortal magic as such interferes with technology. Sponsored magic (of whatever source) doesn't, at least not by itself. This leads to a potential loophole in the rules, and could easily explain a number of the more unusual examples mentioned above.
That said, I'd absolutely allow something like what you describe as a -0 Refresh ability...I mean, the only mechanical effect is that, with a bit of effort, their High Concept won't get compelled a certain way. That's actually very reasonable, and the explanation works pretty well, too.