Meh, I still feel that the flavour of a PM fighting a Loup Garou can be wrong. Murphy wouldn't be able to slug it out and win by herself, she still needed loads of mystical back-up. Or, as described somewhere else, a very lucky and precise shot with a .50 cal anti-vehicle sniper rifle. I mean, the thing's got Supernatural frickin' Speed, if you don't do it in one shot, you're screwed: either it guts you or it gets away. Again, this is flavour/logic versus mechanics, but I just feel the Loup Garou even being mentioned should have PCs and players alike peeing their pants :p
Oh, absolutely. It had Harry all but peeing his pants and he usually doesn't have the good sense to be that afraid. I think the sheer number of people who died in the precinct house was plenty of evidence that nobody should be blase about tackling one, no matter their template. I just disagree that supernatural templates are inherently superior in combat to a well thought-out and played PM.
Take Harry and Marcone. Yeah, Harry can call up a wall of lava but in the same scene Marcone blew the entire freaking cavern up. It's all about being prepared and using what you have access to to the best of your ability. PMs have quite a knack for thinking up new and creative ways to destroy the heck out of things and they have the fate points to spend to actually succeed if they're smart about it.
Flat footed in their Spiderman jammies, yeah, I'd rather have some evocation handy. Prepared and with a good Resources/Contacts/etc... though, PMs do just fine.