I have read the SotC Fate 3.0 rules and in it PCs "refresh" to 5 when a new story begins, unless they have more than the 5 (i.e. they don't lose extra points).
In the Dresden Files can characters store up fate points beyond their Total Refresh Level? I.e. can a character with a Total Refresh of 1 be compelled into having more than 1 fate point?